Secure Mortgages in Dubai for Non-Residents

Get up to 60% funding of the property value. With non resident mortgages in Dubai and the UAE based on your income in your home country. Property investments in Dubai average a yearly ROI of around 8%.

Quick home loan pre-approval for Dubai non-residents

Lowest interest rates in the market

Residence visa and bank account opening

Build your property portfolio

Quick home loan pre-approval for Dubai non-residents

Lowest interest rates in the market

Residence visa and bank account opening

Build your property portfolio

Dubai Non-resident Mortgage Eligibility

Salaried non-residents need to adhere to the following requirements:

Salary Certificate
Passport copy
Residence Utility bills
Minimum AED 30K per month average bank balance for the past 3 months

Self-employed non-residents need to possess the following:

Personal Bank Statements for 6 years
Company Trade License & Share Certificate
Passport & ID Copy
Minimum AED 30K per month average bank balance for the past 3 months.

Why Choose My Mortgage

Tailor-made solutions for both handover and new mortgages.

Dedicated team of specialists at every step of your Dubai non resident mortgage journey

Access to the best financial institutions in the UAE with the best interest rates.

Our top priority is to offer you a hassle-free UAE non resident mortgage experience.

Frequently Asked Questions

What is the minimum deposit for a mortgage in Dubai?

Non-resident mortgages in Dubai and the UAE require a minimum down payment of at least 40% of the purchase price when availing a mortgage of 60% LTV.
Can I get a UAE golden visa with a mortgage?

Yes, you can obtain a UAE golden visa with a mortgage. The golden visa is available to property investors who meet certain criteria, including owning property worth at least AED 2 million, which can be financed through a mortgage.
How long does mortgage pre-approval take in Dubai?

Pre-approval for Dubai non-resident mortgages usually takes around 2 weeks. However, the process could be faster if the application includes all the required documents upfront.
How much is the mortgage registration fee in Dubai?

Non-resident mortgage registration fees with My Mortgage include 0.25% of the loan amount and an admin fee amounting to AED 10.
What is the LTV for non-resident mortgage in UAE?

The maximum LTV (loan-to-value) a non-resident can borrow with a mortgage is set at 60% of the property value.