New Mortgage

The lowest mortgage deals in Dubai

Buy your dream home with the lowest UAE home mortgage interest rates in the market.

New Mortgage

Avail up to 80% mortgage loans in Dubai

Guaranteed lowest mortgage interest rates

Free eligibility check and quick pre-approval

Tailored home mortgages solutions in the UAE

Avail up to 80% mortgage loans in Dubai

Guaranteed lowest mortgage interest rates

Free eligibility check and quick pre-approval

Tailored home mortgages solutions in the UAE

Dubai Mortgage Documentation

For self-employed UAE residents:

Identification documents (copies of passport, visa, and Emirates identification card)
Twelve months personal and company bank statements
Latest credit card statement
Proof of any other personal and company finance (car/personal/mortgages) facilities
Company Documents (copies of trade license and last 2 years company audited
financial accounts)

For salaried UAE residents:

Identification documents (copies of passport, visa, and Emirates identification card)
Salary letter signed by a named representative of the company and stamped with
company stamp.
Latest six months’ pay slips and personal bank statements.
Latest credit card statement

Tailor-made mortgage solutions across Dubai and other emirates.

Dedicated team of specialists at every step of your mortgage loans journey.

Avail competitive interest rates and flexible payment plans.

Streamlined documentation for instant pre-approvals.

What is the minimum deposit for a mortgage in UAE?
Homebuyers in the UAE are required to make a minimum deposit of 20% of the property's value when applying for a mortgage in Dubai and the UAE. This substantial deposit ensures that buyers have a significant financial stake in the property, which can help mitigate risks for lenders.
What is the minimum salary for a home loan in the UAE?
The minimum salary required to qualify for a home loan in the UAE is usually around AED 12,000.
What happens if you can't pay your mortgage in Dubai?
If you can't pay your mortgage in Dubai, you will be considered a defaulter, which can lead to significant consequences. Initially, late payments may result in penalties and fees, negatively impacting your credit score. If payments are missed for over 90 days, your account could be classified as a Non-Performing Asset (NPA), prompting banks to send recovery agents. Additionally, you may face legal actions, including court proceedings, and potential travel bans